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Deep Industry Expertise To Nurture Your Financial Growth

Financial Advisor

Independent Registered Investment Advisor and Fiduciary 

Visalia, California


Let's Get Started

“

“Someone is sitting in the shade today because someone planted a tree a long time ago.”

- Warren Buffett

A Passion for Helping You
Grow + Protect Your Wealth

Sequoia Financial is a fee-based investment management firm that works with young professionals, blue-collar workers and medical professionals just outside beautiful Sequoia National Park. Whether your career is just getting started or you’re nearing retirement, we’re here to provide ongoing personal support every step of the way.


Transparent

Our hassle-free approach to financial planning keeps you in the driver’s seat. Our transparent pricing structure is simple and straightforward, because we believe being transparent and honest is one of the most important things we can do for you.

Explore Our Fees

Customized

Our tailored financial planning strategies support your unique lifestyle and financial goals. Whether you’re in need of a comprehensive financial plan or professional financial advice surrounding a specific area of your life, we create solutions designed to meet your needs.

Let’s Get Started



Close to Home

A proud Tulare, CA native and a Cal State-Stanislaus grad, Schad TenBroeck has a passion for helping others build their wealth through personal financial planning and investment services in the Visalia, California area.

Meet Schad

Meet Your Educator,
Planner and Guide

Schad TenBroeck Photo

Schad TenBroeck

Founder


P: (559) 740-0548
schad@sequoiainvesting.com

“

Building wealth and helping others with personal finance is my passion. I am obsessed with learning about and helping others in the areas of personal finance and investing.

A sound financial plan and investments can change the course of a person’s life. I want to improve the financial lives of as many people as possible and enable them to live the lives that they choose. At 21 years old, I began my career in finance as a retiree health insurance agent at my grandfather’s insurance agency and helped over 500 clients. I assisted with various insurance needs and many of these people are still clients today. 

Three years later, I opened a full-service insurance agency in the Central Valley area. This agency specializes in retiree health insurance along with offering a full suite of personal and commercial lines for individuals, families and businesses. My passion has always been personal finance and investing. I have been an ardent saver since I began my career and I became obsessed with learning how to put money to work early on. After three years of owning and operating an insurance agency, and seven years in the financial industry, I decided that it was time to pursue my dream of becoming a financial advisor. 

As a Registered Investment Advisor, I am dedicated to helping you achieve your financial and lifestyle goals through tactical financial planning and investment management. Let’s talk today to discuss your financial planning needs.


Connect With Schad

Providing a Foundation for All Your Financial Decisions

We believe it’s never too early to begin planning for your financial future. At Sequoia Financial, we work with those who are preparing for the next step.

We discuss investing options with young professionals looking to start a family or a career change. Our team is also well-versed in the unique needs of business owners and those in the medical industry.


We Specialize in Working With:



Young,

High-Income Professionals

Get started on the right foot financially and optimize your stock compensation options. Plan for financial life goals including early retirement, career changes, or starting a family. Let the power of time and compound interest work in your favor and get started as soon as possible. We provide financial plans of varying complexities and a wide fee range to fit in most budgets.

Business Owners

We provide employers with strategies to run a business, optimize personal finances, and provide key benefits to employees to retain talent.

Retirement plan services include 401(k) consulting and implementation, profit sharing plans, and safe harbor 401(k) plans.

Employee benefit packages including health, dental, vision, life, disablity, and various voluntary products. 




Medical Professionals

Whether you're early, mid or late career we'll help you get a firm grasp on your cash flow, tax implications and monitor progress toward your long-term financial goals.

Are We the Right
Fit For You?

Are You:

  • An individual or couple looking for comprehensive financial planning?
  • A business owner looking for an employee retirement plan such as a 401(k) plan?
  • Interested in learning more about debt repayment strategies?
  • Wanting to review your employer investment plan?
  • Looking to discuss retirement savings?
  • Recently had a major change in your finances?
  • Faced with making a major financial decision?

Whether you’re facing a life change now or simply want to explore your financial options, let’s talk.

Schedule a Complimentary Consultation

Expert Advice + Customized Solutions To Achieve Your Goals

“

“A big part of financial freedom is having your heart and mind be free from worry about the what-ifs of life.”

- Suze Orman

Your Goals Are Our Goals


You’ve saved diligently over the years but are you beginning to wonder if your hard work is paying off? We believe in putting your money to work for you. Never will you have to stop and wonder, “Is it worth it?” We understand that between career and family obligations you are busy and we are here to help you make the first move and every move after that.

Your future is important to us that’s why we offer a variety of financial planning and investment services that can help keep your finances on track. Our strategic approach to financial planning and investment management works to help build and protect your wealth in an ever-changing market as well as life changes.


Comprehensive Financial Planning
Quick-Start Financial Planning
Employer-Sponsored Retirement Plans 401(k)'s, etc.
Investment Management


Take the first step towards protecting and growing your wealth.

Let's Talk

How We'll Work Together


Whether you prefer to meet online or in person, we value your time and are committed to working with you when and where it works for you. Here's what you can expect during our time together.


1

Meeting 1:

Free 30 minute introductory consultation meeting

During this exploratory meeting, we'll take the time to discuss your financial assets and lifestyle needs. This is your opportunity to learn more about our services and how we approach your personal financial planning.


2

Meeting 2:

60-90 fact-finding meeting

This slightly more intensive meeting is designed so we can discuss your assets thoroughly in more detail. We'll cover areas such as your current financial state, challenges, goals and more as we explore more specific options for your situation.



3

Meeting 3:

Recommendations and alternatives

During our final meeting, we'll deliver solutions and ideas for your financial planning questions and issues. We'll present a plan and discuss next steps for implementation in more detail. 


4

Meeting 4:

Ongoing meetings

Because life changes and surprises happen, we'll want to review and update your financial plan at least once a year, and sometimes more often. We will set an annual, semi-annual or quarterly schedule to meet and adapt your financial plan, based on your needs.


We'll Discuss:

  • Your current financial position and immediate concerns
  • Your short and long-term goals
  • Lifestyle needs specific to you and your family
  • Your risk tolerance
  • Monthly budgeting and cash flow
  • Strategies to increase your net worth

Ready to get started?

Chat With Us Today

Transparent Pricing for Straightforward Solutions


No matter how much money you have sitting in the bank, we believe everyone should have the right to receive sound financial advice. That’s why we’ve developed a fee structure designed to be transparent, fair and accessible to our clients.

Our Investment Management Fees


In order to make ourselves available to you and your financial needs on an ongoing basis, we offer our asset management services using a flat fee percentage. We charge 1 percent of the assets held under our management.

Our Financial Planning Fees*


In an effort to accommodate and address your specific financial concerns, we offer our financial planning services at an hourly rate based on the type of planning you prefer.


Comprehensive Planning


For those looking to address every aspect of their financial life, we can work together to develop a comprehensive financial plan. From buying a home to addressing your income needs in retirement, we’ll work from the ground up to provide strategic solutions to achieve your short- and long-term goals.

$1,500 TO $2,500, VARIES BY COMPLEXITY

Quick-Start Planning


Maybe you’ve just started to think about optimizing your financial future, but you aren’t ready to develop a comprehensive financial plan. With our quick-start option, we’ll cover the basics and address the top concerns you're currently facing.

$500 to $1,000, VARIES BY COMPLEXITY



Project-Based Planning


Have a specific area of financial concern in mind, or simply just want a second opinion? We’re happy to offer project-based planning. This allows us to take a few hours together to address what’s on your mind without committing to a full, comprehensive plan.

$500 to $1,000, VARIES BY COMPLEXITY


*Fees are agreed upon at the end of the initial consultation and are payable 50 percent upfront upon the next meeting and the balance upon plan delivery.


Ready to Get Started or Have Additional Questions?

Get In Touch Today

Insights

Frequently Asked Questions


Are you a Fiduciary?
Who do you typically work with?
Do you have any account or income minimums?
What do you charge for your services?
Do you offer hourly services?
Can we meet virtually?
How do I get started?

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Where Would You Like Your Finances to Take You?

Let Us Help You Find the Way.


Schedule an Appointment



Proudly located in Visalia, CA, we work with clients throughout the surrounding Central Valley area and beyond.

For those outside of the Central Valley, we look forward to working with you remotely through the use of virtual meetings, which we can help you set up. Contact us today or fill out the form below to get started.


CONTACT

P: (559) 740-0548
schad@sequoiainvesting.com